Senior Life Settlement Advice


	Did you know that financial professionals may have a fiduciary duty to review life insurance policies for possible settlement rather than merely accepting the cash surrender value or allowing the policy to lapse? Trust the professionals with 20+ years of combined experience to help you navigate the process and unlock the hidden value of your client's life insurance policy.

Whether you are a professional representing a life insurance policy owner or you are an individual policy owner, you need to be aware of the benefits available from utilizing senior or life settlements. Life settlements can be a powerful tool when used in conjunction with established financial and estate planning strategies. If you or your client have a life insurance policy that may no longer be required or needed as part of your overall financial or estate plan, then we, as fellow professionals, can work with you to analyze and negotiate a sale of that policy to a licensed, institutionally funded company. Through a life settlement, policy owners and their professional advisors can take advantage of valuable financial opportunities that result from the settlement of a policy that is no longer needed or wanted. These benefits include:

1. Cash to supplement retirement and/or other investments

2. Funds for replacement insurance coverage

3. Funds for healthcare or long term care insurance

4. Relief from expensive premium payments

The life settlement industry provides a proven, competitive marketplace for establishing a fair value for life insurance policies. That value was heretofore determined solely by the issuing life insurance company. As a result, the settlement of a policy, typically for an amount in excess of the existing cash surrender value, creates a win-win scenario for both senior policy holders and their trusted advisors.

It is our responsibility to represent the interests of the policy owner and we can help you understand the settlement process, including the legal and financial implications of a potential sale.

For your convenience, we have listed answers to some of the most commonly asked questions.

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IMPORTANT NOTICES: CONSUMERS DO NOT ENTER THIS WEBSITE. This website is not intended for consumers and/or individuals who own life insurance policies. This website is not an offer to act as a Broker or to otherwise assist consumers with the sale of a life insurance policy.

Our Professionals are Members of the Life Insurance Settlement Association (LISA)





	Commitment to Our Clients

	We will use our expert knowledge to obtain the highest possible offer for senior owned life insurance policies. We work hand in hand with accountants, life insurance agents, attorneys, CPAs, charities, estate planners, financial professionals and policy owners. The answers to these common questions can assist you in determining if a Senior Life Settlement is right for your client.Click here for more information.

info@seniorlifesettlements.us