Each person has their own unique emotional and financial circumstances that must be evaluated in order to make a decision to sell one's life insurance policy. In conjunction with your advisor, our team of professionals will help you determine if a life settlement is right for you. We will explain the settlement process so that you understand what your rights and obligations are both before and after the sale.

Most types of insurance policies can be sold, including: whole and universal life, variable life, key man and term insurance. To qualify, the insured must be over 65 years of age and will have to make available for evaluation all pertinent data and information regarding the policy to be sold as well as at least three (3) years of current medical records. There is no requirement for a physical exam. Since a life settlement is a sale of one's policy at a discount of the face value of the policy, the age and health of the insured are two of the biggest factors used in determining what amount or percentage of face value, the policy owner may receive upon settlement.

It is our commitment to help you:

* Evaluate whether a life settlement is right for you.
* Understand the process both from a legal & financial    perspective.
* Obtain a transparent view of the process as it progresses, including full financial disclosure.